2013-12-05 / Crow Wing Currents

Motley approves new health care plan

By Dawn Timbs,
Staples World reporter

At a special meeting held Nov. 26, the City of Motley approved a new health care plan that includes a $1,500 deductible and a $750 H.S.A. (Health Savings Account).

The new plan, which will take effect in January, has a premium of $3,058.35. The employer share (which includes the $750 H.S.A.) is $3,808.36.

Prior to making their decision, the council heard from Al Roth, the city’s insurance agent with the Twin Cities-based A/T Group.

“The current plan is going away because it doesn’t fall into the metal categories that the government has set up,” Roth said.

Roth noted that the city’s current plan has a premium of $4,841.20 and the employer share is $3,872.96. Currently, the employer pays 80 percent and the employee pays 20 percent. Those percentages will stay the same with the new plan.

Another health care option proposed at the meeting was the 30/95 plan, which included a $4,316.64 premium and an employer share of $3,453.31. Roth noted that that plan would be the closest conventional plan to what the city currently has, but he felt that the H.S.A. plan would be the way to go.

When asked what they thought of the H.S.A. plan, both Brian Madison, police chief; and Bruce Brotherton, maintenance assistant, voiced their approval. Only full-time employees are eligible for coverage; and it was noted that $125 per covered participant will be added to the H.S.A. each month.

“I feel blessed to be able to share this with you...this is a cake walk,” Roth said after the vote. “Other groups aren’t so lucky...these are tough times for small groups,” he went on, noting that there are several groups in Minnesota that no longer have coverage.

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